Better Mortgage (NASDAQ: BETR) and Coinbase (NASDAQ: COIN) today announced general availability for Better\u2019s token-backed, conforming mortgage product. These first-of-its-kind mortgages will be originated and serviced by Better, powered by Coinbase, and designed in accordance with guidelines from Fannie Mae, making the first lien a standard, conforming mortgage.<\/p>\n\n\n\n
As part of this offering, if approved for a loan by Better, Coinbase One members will be eligible for a rebate equal to 1% of the mortgage value, up to a maximum of $10,000. Rebates are applied as a lender credit against closing costs, and any rebates will be paid by Better, reflected directly on the borrower\u2019s closing disclosure.<\/p>\n\n\n\n
In addition to opening the product to general availability, the companies have also announced that this 1% rebate will extend to all of Better\u2019s home-financing products including standard mortgages, home equity line of credit (HELOC) balances, and refinances.<\/p>\n\n\n\n
The product launch builds on strong early demand for Better and Coinbase\u2019s original crypto-backed mortgage product. After opening a waitlist for that offering in June of this year, the companies found that\u00a076%<\/strong>\u00a0of respondents were already Coinbase One users and\u00a060%<\/strong>\u00a0said they planned to buy within six months. Waitlist data also revealed\u00a0over $260 million<\/strong>\u00a0in projected loan volume, before general availability. Better and Coinbase are now scaling that early success, bringing traditional mortgage and HELOC offerings to Coinbase\u2019s broader membership.<\/p>\n\n\n\n \u201cThis partnership has always been about expanding access to homeownership by meeting borrowers where they are,\u201d saidZiggy Jonsson, Chief Technology Officer at Better Mortgage. \u201cIn 2025, high interest rates, record home prices, and limited inventory pushed the median age of a first-time homebuyer to 40. Coinbase counts millions of monthly users worldwide, and by allowing Coinbase One members to pledge crypto as collateral without selling their holdings, we\u2019re opening a new path toward homeownership for a generation of borrowers whose wealth increasingly lives onchain.\u201d<\/p>\n\n\n\n \u201cOur members already trust Coinbase for their financial lives. This extends that trust to one of the biggest financial decisions they\u2019ll ever make,\u201d said Ben Shen, Head of Financial Services & Loyalty products at Coinbase. \u201cBy enabling borrowers to pledge their digital assets in the mortgage underwriting process, we are allowing crypto to be more useful and powerful in the real-world \u2013 expanding the pathways to homeownership while preserving long-term investment positions.\u201d<\/p>\n\n\n\n The expanded offer became available to Coinbase One members applying for eligible Better mortgage products, including standard mortgages, HELOCs, and refinances on August 12, 2026. Consumers can learn more and check eligibility at\u00a0https:\/\/better.com\/crypto-backed-mortgages<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":" Better Mortgage (NASDAQ: BETR) and Coinbase (NASDAQ: COIN) today announced general availability for Better\u2019s token-backed, conforming mortgage product. These first-of-its-kind mortgages will be originated and serviced by Better, powered by Coinbase, and designed in accordance with guidelines from Fannie Mae, making the first lien a standard, conforming mortgage. As part of this offering, if approved […]<\/p>\n","protected":false},"author":2,"featured_media":24745,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[2],"tags":[],"class_list":["post-24740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"rttpg_featured_image_url":{"full":["https:\/\/cryptounplugged.ai\/blog\/wp-content\/uploads\/2026\/08\/Untitled-design-3.png",450,300,false],"landscape":["https:\/\/cryptounplugged.ai\/blog\/wp-content\/uploads\/2026\/08\/Untitled-design-3.png",450,300,false],"portraits":["https:\/\/cryptounplugged.ai\/blog\/wp-content\/uploads\/2026\/08\/Untitled-design-3.png",450,300,false],"thumbnail":["https:\/\/cryptounplugged.ai\/blog\/wp-content\/uploads\/2026\/08\/Untitled-design-3-150x150.png",150,150,true],"medium":["https:\/\/cryptounplugged.ai\/blog\/wp-content\/uploads\/2026\/08\/Untitled-design-3-300x200.png",300,200,true],"large":["https:\/\/cryptounplugged.ai\/blog\/wp-content\/uploads\/2026\/08\/Untitled-design-3.png",450,300,false],"1536x1536":["https:\/\/cryptounplugged.ai\/blog\/wp-content\/uploads\/2026\/08\/Untitled-design-3.png",450,300,false],"2048x2048":["https:\/\/cryptounplugged.ai\/blog\/wp-content\/uploads\/2026\/08\/Untitled-design-3.png",450,300,false],"post-thumbnail":["https:\/\/cryptounplugged.ai\/blog\/wp-content\/uploads\/2026\/08\/Untitled-design-3.png",450,300,false],"graptor-sq-xs":["https:\/\/cryptounplugged.ai\/blog\/wp-content\/uploads\/2026\/08\/Untitled-design-3-100x100.png",100,100,true]},"rttpg_author":{"display_name":"Admin CG","author_link":"https:\/\/cryptounplugged.ai\/blog\/author\/admin-cg\/"},"rttpg_comment":0,"rttpg_category":"news<\/a>","rttpg_excerpt":"Better Mortgage (NASDAQ: BETR) and Coinbase (NASDAQ: COIN) today announced general availability for Better\u2019s token-backed, conforming mortgage product. These first-of-its-kind mortgages will be originated and serviced by Better, powered by Coinbase, and designed in accordance with guidelines from Fannie Mae, making the first lien a standard, conforming mortgage. As part of this offering, if approved…","_links":{"self":[{"href":"https:\/\/cryptounplugged.ai\/blog\/wp-json\/wp\/v2\/posts\/24740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptounplugged.ai\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptounplugged.ai\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptounplugged.ai\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptounplugged.ai\/blog\/wp-json\/wp\/v2\/comments?post=24740"}],"version-history":[{"count":1,"href":"https:\/\/cryptounplugged.ai\/blog\/wp-json\/wp\/v2\/posts\/24740\/revisions"}],"predecessor-version":[{"id":24744,"href":"https:\/\/cryptounplugged.ai\/blog\/wp-json\/wp\/v2\/posts\/24740\/revisions\/24744"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptounplugged.ai\/blog\/wp-json\/wp\/v2\/media\/24745"}],"wp:attachment":[{"href":"https:\/\/cryptounplugged.ai\/blog\/wp-json\/wp\/v2\/media?parent=24740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptounplugged.ai\/blog\/wp-json\/wp\/v2\/categories?post=24740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptounplugged.ai\/blog\/wp-json\/wp\/v2\/tags?post=24740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}